MEET OUR CLIENTS
FRANK R.
It has really been
a pleasure working with you. As you know, I received several
solicitations from public adjusters who offered me their services for less
than what you charge. Having heard extremely high recommendations from
a business associate and my lawyer, I knew five minutes after I met you that
you were the P.A. for me. The saying, “you get what you pay for” is
absolutely true. You took what would have been an absolute maximum
settlement of $400,000 and got me twice that.
KENT S.
As an insurance
agent, I really didn’t think I would have a problem settling my fire loss.
Boy, was I naive. The outcome you achieved more than doubled what they
had originally paid me, which they had said was my final settlement.
CONDOMINIUM ASSOCIATION
The company’s first
offer was a meager $132,000. Through the efforts of your entire staff,
we have now received over 4 million dollars. Our beautiful community would
have had to go into major debt had it not been for your hard work and
tenacity.
ART & SUE L.
When I met my
insurance company’s adjuster at my house that had just sustained heavy fire
damage, I felt very confident that I would have no trouble getting a fair
settlement. The adjuster was extremely nice and friendly. When a
lawyer friend told me to hire you before I did anything else, I told him
that I did not think I needed any help, as I had everything under control.
When he looked me straight in the eye and said, “Art, with all due respect,
you do not know what under control is,” I knew he was right. His
suggestion was well founded, as shortly thereafter the insurance adjuster
presented me his offer of $39,000. You, of course, were able to obtain
a settlement for repairs in excess of $100,000. Your 3,000 line
inventory for our personal property also got us tens of thousands of dollars
more than we ever thought possible. I am available any time should
anyone ever want a personal reference.
C.J.
Having worked as an insurance adjuster for two insurance companies for many
years, I assumed there would be zero problems when I suffered a major fire
loss to my residence. I couldn’t believe it when I ran into problems
with my company’s adjuster. Even my agent who sold me this policy
could not help me despite her many, many efforts. I, of course, was
very familiar with your reputation and wasted no time calling you.
Needless to say, not only were you quickly able to get the insurance company
to “back off” on all of their contrary positions, but our ultimate
settlement was much higher than we ever thought possible. Once again,
thank you.
DICK & RUTH C.
Thank you, thank
you, thank you! I am completely overwhelmed with the amount of the
settlement you have obtained. As you know, my lawyer worked on my
claim for six months, and we were only able to obtain an offer of $65,000.
When we countered their offer at $85,000, we were told they were not going
to pay more than the $65,000. My attorney recommended that we obtain
your services, and how you negotiated a payment of $190,000 is absolutely
amazing!
WHOLESALE DISTRIBUTOR
I fought my
insurance company for nearly seven months before somebody told me to call
you. You turned them around and made them pay me everything that they
owed. There is no question but that you were a God-send.
JACK W.
I could hardly
believe it when you told me you had an ironclad offer of over $300,000 for
just my house, when the best I could do with attorneys and other experts in
twelve months was less than half of that. You really do earn every
dollar you charge.
JEFF M.
When a fire
destroyed my business, I knew I was about to deal with something I had no
experience in. I telephoned a good friend who had a fire the year
before. I asked him what he did and how he came out. He said
that he did not do well at all, but has since heard that there was a public
adjuster named Tim Zeak whom he would call if he ever had another fire.
I decided to take his advice and not the advice of my agent, who told me not
to even talk with you. I saw with my own eyes and heard with my own
ears the many “tricks” that the insurance adjuster tried to pull.
My own agent was even working against me. My settlement was at least
$200,000 higher than it would have been had I not hired you.
JOE L.
I will never try
to handle another loss myself. After trying like crazy to explain to
my insurance adjuster the true extent of my loss, he came up about 5%.
When you explained to him the true extent of my loss, he came up over 300%.
ALBERT S.
You are a good man. You obtained 10 times the amount
of money I was offered. Your continual perseverance and dedication to
my situation will always be remembered.
ATTORNEY
Your
evaluation of an insurance claim is a true art. Very few, if any,
attorneys have gained the expertise you have in appraising and negotiating
damage caused by fire.
BANK TRUST DEPARTMENT You certainly earned your fee on this one. Several of us attorneys hassled for months with the insurance company and got nowhere. How you were able to get four times more than they offered us, we’ll never know.
RESTAURANT OWNER
When my restaurant
was severely damaged by a hurricane, the insurance adjuster came out and
said it would probably all dry out. She indicated that the covered
loss was very minor. Ten minutes later, I was on the telephone to you.
You fought and fought and fought and made them pay and pay and pay. I
still don’t know how you got more than policy limits, but I do thank you and
will never hesitate calling you if I ever have another claim.
ATTORNEY
I just wanted to
call you to let you know you are worth your weight in gold. I now know
where to come whenever I have other clients who sustain a fire loss.
Thank you for a job well done.
HERB & ALMAZ W.
As an architect, I
was shocked when I was offered less than $200,000 for my loss. One of
our friends, who happens to be an insurance adjuster for another company,
told me to call you. He said he had worked with you before and assured
me that I would be in good hands if you took my case. Through your
professionalism, persistence, and hard work, you obtained for us our policy
limits of $375,000. If I can ever say a good word for you, just let me
know.
DEBRA J.
Thank
you, Tim, for your help. My insurance company said I wasn’t covered
and even hired an attorney to fight me. Without your many letters and
personal communication with the Chairman of the Board, I know I would not
have gotten a dime. My own lawyer didn’t even think I had a case, but
you did and got me over $100,000. I love you.
FACTORY OWNER
After having a division completely shut down because of a fire, we fought
the insurance company for nearly a whole year over our loss of income claim.
They hired a “hot shot” CPA who declared that the fire netted us a gain and
not a loss. After a dozen letters, faxes, and meetings, which made
some progress, we appreciated your initiative to personally visit the Senior
Executive Vice-President at the home office which obtained major
concessions. That resulted in a loss of income settlement of over
$200,000 even though they originally said we did not have a dime coming.
My advise to anyone--don’t handle your own claim. Even my agent, who
tried very hard to help us and who is a very close friend, was not able to
help.
JOHN G.
From a $3,000 offer
to $147,000 award is absolutely incredible. We thank you!
BOB K.
When I suffered a large fire loss, you were highly recommended to me.
I was well pleased with the superb job you did. Being the owner of 50
properties, I had the misfortune of having two more within a short period of
time. Without hesitating, I contacted you each time. I hope I
don’t have the 4th, but if I do, you will be hearing from me once again.
Thanks for all the help you have been.
BEN & SANDY B.
When our business
was severely damaged by fire, we had no idea what to do. My
brother-in-law told me that you had settled a large loss for him. It
was amazing how you were able to successfully counter the many adverse
positions that the adjuster attempted to take. The bottom line is that
we know we received well over $100,000 more (after your fee was paid)
than we would have if we had tried to handle this ourselves. You also
did all of the “dirty work” which we never would have been able to do.
DICK G.
I was shocked when my insurance company offered me $8,000. You, of
course, obtained almost 10 times that amount. You found damage that I
didn’t even know about. As a professor of psychology, I was quite
impressed with the “psychology” you used when dealing with the
adjuster, who obviously had little concern for the facts. I had never
heard of a public adjuster, but I’m happy that a colleague suggested that I
call you.
GEORGE C.
When my factory was severely damaged by a tornado, my engineers told me we
needed to hire a public adjuster. Within the hour and after several
calls, I knew that you were our man. I was amazed at how low the
adjuster had estimated the damages. I greatly appreciate the
professionalism you displayed in working with the various contractors,
masons, sheet metal people, and everyone. Without your help, we would
have had to spend in excess of $100,000 out of our own pocket above what the
insurance company would have paid to make all of the repairs. Your
willingness to travel out of state to press our points did not go unnoticed.
CHURCH
When a tornado
ripped through our church, we were nearly in shock when the adjuster said
some of it could still be used. You were our Ezra in helping us
rebuild. A brand new sanctuary without a dime of debt. Thank you
and God Bless.
INSURANCE AGENT
I
am now a believer, Tim. I vacillated in calling you for several weeks,
despite the mistreatment that my aunt was sustaining. I am going to
keep your name and phone number. Not only did you find damages that we
did not even know about, the total settlement was far above what she was
even asking for.
MARK & YVONNE S.
When our house and
personal belongings were completely destroyed by fire, my wife’s parents
insisted that we call you immediately. We are so glad we did.
They told us about the time you helped them some ten years ago after they
sustained a fire. If anybody ever wants to know if they should hire you,
just give them our telephone number.
JACK & VIRGINIA M.
When we experienced a house fire, I thought we were lucky to have a personal
friend of ours assigned as our insurance adjuster. In fact, my husband
had played cards with him every Saturday night for years. But when you
were referred to us the 2nd time, we figured we should call you. And
now, we are so glad we did. You nearly doubled our settlement. I
realized that our friendship with the adjuster meant very little, since his
company had his hands so tied that he seemed afraid for his job. Even though
we all know he was trying to be fair, his views were all one-sided. I
was literally shocked. Thank you so very much.
DOWD K. I love it when a plan comes together. My insurance company said they were not going to pay me a single dollar. You helped me get almost twice my policy limits. Thank you, thank you, thank you.
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